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How Big Of A Loan Can I Afford

Calculator Use. How much house can you afford to be looking for? This calculator will help you calculate how much you can afford. Shopping for a new home? Calculate the home price you can pay and the mortgage schedule you will need based on the payment, down payment, taxes and insurance you can afford.

Zillow’s Home Affordability Calculator will help you determine how much house you can afford by analyzing your income, debt, and the current mortgage rates.

To determine ‘how much house can I afford,’ use the 36% rule, which states your monthly mortgage expenses and other debt payments shouldn’t exceed 36% of your gross monthly income. If you earn.

Here's a quick way to calculate what you can afford to borrow and repay. 30% of your gross income can be used to make loan repayments.