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How much home can you afford? Use the RBC Royal Bank mortgage affordability calculator to see how much you can spend and determine your monthly payments.
To calculate ‘how much house I can afford,’ a good rule of thumb is using the 28%/36% rule, which states that you shouldn’t spend more than 28% of your gross monthly income on home-related costs.
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Your house will likely be your biggest purchase, so figuring out how much you can afford is the one of the first major steps in the homebuying process.The good news is coming up with a smart home.
Determining how big a mortgage you can afford is a huge part of the home buying process. You want to be sure you are not overextending yourself, and you need to be able to look at homes that you know you can qualify for. There are a few factors
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How Large Mortgage Can I Afford – If you are looking for a way to reduce your mortgage, then our online mortgage refinance can help you find out how to lower your payment.
Find out how much you can afford to borrow with NerdWallet’s mortgage calculator. Just enter your income, debts and some other information to get NerdWallet’s recommendation for how big a mortgage.