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The commercial lenders I speak with aren’t interested in a loan smaller than $750,000, and that is way more than I need. Hard money lenders are interested. but the loss shouldn’t affect your other.
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A hard money loan secured to real estate is a loan that is not purchase money. It is money loaned to a borrower, which is not always used to buy a home. You can get a hard money loan without owning a home at all — without any security for that loan — providing the lender feels you are a good credit risk.
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